2002 Annual Report
Table of Contents
| i-iii | |
Montana's Workers' Compensation System |
|
| Declaration of Public Policy | 3 |
| Insurance - Who's Covered, Who's Not | 4 |
| Life of a Claim | 5-7 |
| How is Montana's Workers' Compensation System Administered | 7-8 |
| Montana Workers' Compensation Market | 9 |
| Significant Court Cases From 2001 | 11-15 |
| Recent Important Supreme Court Decisions on Workers' Compenstation & Occupational Disease | 16-17 |
Effect of Apportionment and Capping on Occupational Disease Claims |
21-24 |
Claims Statistics |
|
| Comparison of Claims by Plan Type | 27 |
| Injured Worker Characteristics | 28-33 |
| Insurer Denial of Claims | 34 |
Benefits |
|
| Total Benefits | 37-38 |
| Benefit Report Data on Closed Claims | 39-40 |
| Settlement Dollars | 41 |
| Settlement Attorney Fees | 42 |
| Rehabilitation | 43 |
| Industrial Accident Rehabilitation Trust Fund | 44 |
Dispute Resolution |
|
| Occupational Disease Evaluations | 47 |
| Mediation |
48-49 |
| Contested Case Hearings | 50 |
| Workers' Compensation Court | 51-52 |
Department Administered Programs |
|
| Organizational Chart | 55 |
| Regulatory Costs | 56 |
| Subsequent Injury Fund | 57 |
| Uninsured Employers Fund | 58-59 |
| Occupational Safety & Health | 60-61 |
| Independent Contractor Exemptions | 62-63 |
| Professional Employer Organizations | 64-65 |
Appendices |
|
| Definitions | 69-73 |
| Methodology | 74 |
| Data Sources | 75 |
| Future Annual Reports | 76 |
| Internet Site | 76 |
| Special Studies Available | 76 |
