2005 Annual Report
Table of Contents
Letter From the Commissioner |
|
Summary |
i |
Section 1: Montana's Workers' Compensation System |
|
| Declaration of Public Policy | 3 |
| Insurance Coverage Requirements | 4 |
| Life of a Claim | 5 |
| Montana's Workers' Compensation System Administration | 7 |
| Montana Workers' Compensation Market | 9 |
Section 2: Claims Statistics |
|
| Comparison of Claims by Plan Type | 13 |
| Injured Worker Characteristics | 14 |
| Insurer Denial of Claims | 20 |
| Fatal Occupational Injuries - 2004 | 21 |
| Section 3: Benefits | |
| Total Benefits | 27 |
| Benefit Report Data | 30 |
| Settlement Dollars | 38 |
| Attorney Fees | 39 |
| Section 4: Dispute Resolution | |
| Occupational Disease Evaluations | 43 |
| Mediation | 44 |
| Contested Case Hearings | 46 |
| Workers' Compensation Court | 47 |
| Significant Workers' Compensation Court Cases | 49 |
| Selected Supreme Court Decisions on Workers' Compensation and Occupational
Disease |
54 |
| Section 5: Department Administered Programs | |
| Organizational Charts | 59 |
| Workers' Compensation Assessments as Expended | 60 |
| Suseqent Injury Fund | 61 |
| Uninsured Employers' Fund | 62 |
| Occupational Safety & Health | 64 |
| Independent Contractor Exemptions | 66 |
| Professional Employer Organizations | 67 |
| Appendices | |
| Definitions | 71 |
| Methodology | 76 |
| Data Sources | 77 |
| Future Annual Reports | 78 |
| Internet Site | 78 |
| Special Studies Available | 78 |
