2005 Annual Report
Table of Contents
Letter From the Commissioner
Section 1: Montana's Workers' Compensation System
| Declaration of Public Policy |
3 |
| Insurance Coverage Requirements |
4 |
| Life of a Claim |
5 |
| Montana's Workers' Compensation System Administration |
7 |
| Montana Workers' Compensation Market |
9 |
Section 2: Claims Statistics
| Comparison of Claims by Plan Type |
13 |
| Injured Worker Characteristics |
14 |
| Insurer Denial of Claims |
20 |
| Fatal Occupational Injuries - 2004 |
21 |
Section 3: Benefits
| Total Benefits |
27 |
| Benefit Report Data |
30 |
| Settlement Dollars |
38 |
| Attorney Fees |
39 |
Section 4: Dispute Resolution
| Occupational Disease Evaluations |
43 |
| Mediation |
44 |
| Contested Case Hearings |
46 |
| Workers' Compensation Court |
47 |
| Significant Workers' Compensation Court Cases |
49 |
| Selected Supreme Court Decisions on Workers' Compensation and Occupational Disease |
54 |
Section 5: Department Administered Programs
| Organizational Charts |
59 |
| Workers' Compensation Assessments as Expended |
60 |
| Suseqent Injury Fund |
61 |
| Uninsured Employers' Fund |
62 |
| Occupational Safety & Health |
64 |
| Independent Contractor Exemptions |
66 |
| Professional Employer Organizations |
67 |
Appendices
| Definitions |
71 |
| Methodology |
76 |
| Data Sources |
77 |
| Future Annual Reports |
78 |
| Internet Site |
78 |
| Special Studies Available |
78 |
