Department of Labor and Industry

2004 Annual Report

Table of Contents

Letter From the Commissioner
 
Summary

Montana's Workers' Compensation System

Declaration of Public Policy 3
Insurance Coverage Requirements 4
Life of a Claim 5
Montana's Workers' Compensation System Administration 7
Montana Workers' Compensation Market 9


Court Cases and Decisions

Significant Workers' Compensation Court Cases 12
Montana Supreme Court Decisions on Workers' Compenstation & Occupational Disease 17


Claims Statistics

Comparison of Claims by Plan Type 20
Injured Worker Characteristics 21
Insurer Denial of Claims 27


Benefits

Total Benefits 30
Benefit Report Data 32
Settlement Dollars 39
Settlement Attorney Fees 40
Rehabilitation 41


Dispute Resolution

Occupational Disease Evaluations 44
Mediation 45
Contested Case Hearings 47
Workers' Compensation Court 48


Department Administered Programs

Organizational Charts 52
Workers' Compensation Assessments as Expended 53
Subsequent Injury Fund 54
Uninsured Employers' Fund 55
Occupational Safety & Health 57
Independent Contractor Exemptions 59
Professional Employer Organizations 60


Appendices

Definitions 64
Methodology 69
Data Sources 70
Future Annual Reports 71
Internet Site 71
Special Studies Available 71