Department of Labor and Industry

2003 Annual Report

Table of Contents

Letter From the Commissioner
 
Summary

Montana's Workers' Compensation System

Declaration of Public Policy 3
Insurance - Who's Covered, Who's Not 4
Life of a Claim 5
Montana's Workers' Compensation System Administration 7
Montana Workers' Compensation Market 9
Significant Court Cases 10
Montana Supreme Court Decisions on Workers' Compenstation & Occupational Disease 14


Claims Statistics

Comparison of Claims by Plan Type 17
Injured Worker Characteristics 18
Insurer Denial of Claims 24

Benefits

Total Benefits 27
Settlement Dollars 30
Settlement Attorney Fees 31
Rehabilitation 32

Dispute Resolution

Occupational Disease Evaluations 35
Mediation 36
Contested Case Hearings 38
Workers' Compensation Court 39


Department Administered Programs

Organizational Charts 43
Regulatory Assessments 44
Subsequent Injury Fund 45
Uninsured Employers' Fund 46
Occupational Safety & Health 48
Independent Contractor Exemptions 50
Professional Employer Organizations 52


Appendices

Definitions 57
Methodology 63
Data Sources 64
Future Annual Reports 65
Internet Site 65
Special Studies Available 65