Department of Labor and Industry

2002 Annual Report

Table of Contents

Executive Summary

Montana's Workers' Compensation System

Declaration of Public Policy 3
Insurance - Who's Covered, Who's Not 4
Life of a Claim 5
How is Montana's Workers' Compensation System Administered 7
Montana Workers' Compensation Market 9
Significant Court Cases From 2001 11
Recent Important Supreme Court Decisions on Workers' Compenstation & Occupational Disease 16

Effect of Apportionment and Capping on Occupational Disease Claims 21


Claims Statistics

Comparison of Claims by Plan Type 27
Injured Worker Characteristics 28
Insurer Denial of Claims 34


Benefits

Total Benefits 37
Benefit Report Data on Closed Claims 39
Settlement Dollars 41
Settlement Attorney Fees 42
Rehabilitation 43
Industrial Accident Rehabilitation Trust Fund 44


Dispute Resolution

Occupational Disease Evaluations 47
Mediation 48
Contested Case Hearings 50
Workers' Compensation Court 51


Department Administered Programs

Organizational Chart 55
Regulatory Costs 56
Subsequent Injury Fund 57
Uninsured Employers Fund 58
Occupational Safety & Health 60
Independent Contractor Exemptions 62
Professional Employer Organizations 64


Appendices

Definitions 69
Methodology 74
Data Sources 75
Future Annual Reports 76
Internet Site 76
Special Studies Available 76