2004 Annual Report
Table of Contents
Letter From the Commissioner
Summary
Montana's Workers' Compensation System
| Declaration of Public Policy |
3 |
| Insurance Coverage Requirements |
4 |
| Life of a Claim |
5 |
| Montana's Workers' Compensation System Administration |
7 |
| Montana Workers' Compensation Market |
9 |
Court Cases and Decisions
| Significant Workers' Compensation Court Cases |
12 |
| Montana Supreme Court Decisions on Workers' Compenstation & Occupational Disease |
17 |
Claims Statistics
| Comparison of Claims by Plan Type |
20 |
| Injured Worker Characteristics |
21 |
| Insurer Denial of Claims |
27 |
Benefits
| Total Benefits |
30 |
| Benefit Report Data |
32 |
| Settlement Dollars |
39 |
| Settlement Attorney Fees |
40 |
| Rehabilitation |
41 |
Dispute Resolution
| Occupational Disease Evaluations |
44 |
| Mediation |
45 |
| Contested Case Hearings |
47 |
| Workers' Compensation Court |
48 |
Department Administered Programs
| Organizational Charts |
52 |
| Workers' Compensation Assessments as Expended |
53 |
| Subsequent Injury Fund |
54 |
| Uninsured Employers' Fund |
55 |
| Occupational Safety & Health |
57 |
| Independent Contractor Exemptions |
59 |
| Professional Employer Organizations |
60 |
Appendices
| Definitions |
64 |
| Methodology |
69 |
| Data Sources |
70 |
| Future Annual Reports |
71 |
| Internet Site |
71 |
| Special Studies Available |
71 |
