2003 Annual Report
Table of Contents
Letter From the Commissioner
Summary
Montana's Workers' Compensation System
| Declaration of Public Policy |
3 |
| Insurance - Who's Covered, Who's Not |
4 |
| Life of a Claim |
5 |
| Montana's Workers' Compensation System Administration |
7 |
| Montana Workers' Compensation Market |
9 |
| Significant Court Cases |
10 |
| Montana Supreme Court Decisions on Workers' Compenstation & Occupational Disease |
14 |
Claims Statistics
| Comparison of Claims by Plan Type |
17 |
| Injured Worker Characteristics |
18 |
| Insurer Denial of Claims |
24 |
Benefits
| Total Benefits |
27 |
| Settlement Dollars |
30 |
| Settlement Attorney Fees |
31 |
| Rehabilitation |
32 |
Dispute Resolution
| Occupational Disease Evaluations |
35 |
| Mediation |
36 |
| Contested Case Hearings |
38 |
| Workers' Compensation Court |
39 |
Department Administered Programs
| Organizational Charts |
43 |
| Regulatory Assessments |
44 |
| Subsequent Injury Fund |
45 |
| Uninsured Employers' Fund |
46 |
| Occupational Safety & Health |
48 |
| Independent Contractor Exemptions |
50 |
| Professional Employer Organizations |
52 |
Appendices
| Definitions |
57 |
| Methodology |
63 |
| Data Sources |
64 |
| Future Annual Reports |
65 |
| Internet Site |
65 |
| Special Studies Available |
65 |
