Department of Labor and Industry

Public Contracts/Prevailing Wage

1998 Annual Report

Table of Contents

Montana's Workers' Compensation System

Declaration of Public Policy 3
Insurance - Who's Covered, Who's Not 4
How is Montana's Workers' Compensation System Administered 5
Montana Workers' Compensation Market 6
Montana Workers' Compensation Advisory Counsil 7


Claims Statistics

Comparison of Claims by Plan Type 13
Injured Worker Characteristics 14
Insurer Denial of Claims 21


Benefits

Total Benefits 25
Benefit Report Data 27
Settlement Dollars 29
Settlement Attorney Fees 30
Rehabilitation 31


Dispute Resolution

Occupational Disease Panel 35
Mediation 36
Contested Case Hearings 38
Workers' Compensation Court 39


Department Administered Programs

Organizational Chart 43
Regulatory Costs 44
Subsequent Injury Fund 45
Uninsured Employers Fund 46
Safety 48
Independent Contractor Exemptions 50
Professional Employer Organizations 51


Appendices

Definitions 55
Methodology 60
Data Sources 62
Future Annual Reports 63
Supplemental Reference 63