Uninsured Employers Fund

39-71-502 et. seq. MCA

The UEF was created to provide benefits to employees injured on the job while working for an uninsured employer. The purpose is to pay the injured worker the same benefits the worker would have received had the employer been covered with workers' compensation. The employer is held liable for 100 percent of the medical and wage loss benefits of the injured worker, and could face civil action by the injured employee as well. Another prime concern of the UEF is to ensure employers comply with workers' compensation laws so employees are properly covered. The benefits paid to injured employees of uninsured employers are collected as a penalty from the uninsured employer. Uninsured employers may be assessed double the premium they would have paid had they been carrying workers' compensation insurance, with a minimum penalty of $200.

Clicking on the "Frequently Asked Questions" (FAQ) will help with an understanding of UEF's process and its structure.

Contact Information

Uninsured Employers' Fund
Workers' Compensation Section

Employment Relations Division
PO Box 8011
Helena, MT 59604-8011
(406) 444-6543