Insurance Compliance

Employers must provide workers' compensation insurance defined in the Montana Workers' Compensation and Occupational Disease Acts. Insurance may be purchased from insurers that are authorized in Montana, and have workers' compensation included in their authority. Alternatively, the department may grant an employer the ability to self-insure its workers' compensation liabilities if it has the requisite financial ability to pay workers' compensation indemnity and medical benefits.

 

Changes in Montana's Assessment Rates

Effective July 1, 2024

 

Montana Workers' Compensation

Premium Surcharge Rates

 

All Plan 2 and Plan 3 (new)-(Montana State Fund) carriers writing workers’ compensation in Montana need to collect from each policyholder enrolled in the workers' compensation regulatory assessment surcharge established by the Department of Labor & Industry.

 

Premium Surcharge rates Effective July 1, 2024  (FY 2025)
Administration Fund Premium Surcharge Rate:	0.8925%
(MCA 39-71-201)
Subsequent Injury Fund Premium Surcharge Rate:.	0.4576%
(MCA 39-71-915)
Occupational Safety & Health Administration Fund Premium Surcharge Rate:	0.3902%
(MCA 50-71-128)